The Team Approach
At F3 Capital, we believe effective financial planning is strengthened by collaboration. Our team-based approach combines personalized guidance with access to a broader network of professionals, specialists, and resources—all working together to help clients make informed financial decisions with confidence.
Meet Nathan J. Fox
Founder & Managing Partner | F3 Capital
Nathan J. Fox is the Founder and Managing Partner of F3 Capital. He holds degrees in finance and economics and began his financial services career in 2008, amid one of the most challenging periods in modern markets. Building on his experience at a large financial institution, Nathan established F3 Capital with a commitment to independent advice, personalized planning, and client education to help individuals and families maximize their financial potential.
Today, F3 Capital serves clients throughout the country, offering flexible ways to connect through virtual consultations and in-person meetings. When appropriate, the firm travels to meet clients or helps arrange visits to its Portsmouth, New Hampshire office.
Nathan resides in southern New Hampshire with his wife and two children. As a family, they enjoy traveling, skiing, and cheering on Boston’s sports teams.
The F3 Capital Team Approach
At the core of F3 Capital is a team-based approach. Clients benefit not only from their direct relationship with Nathan and the F3 Capital team, but also from a broader network of professionals and specialists. Depending on a client's needs, this can include CPA and tax professionals, estate planning attorneys, product specialists, and advanced case design and planning resources. The firm also utilizes dedicated operations and new-business teams to help coordinate account onboarding, processing, and ongoing service needs. F3 Capital's wealth management platform is supported by Charles Schwab as custodian.
Independent Firm. Broader Resources.
This coordinated approach allows F3 Capital to combine the resources and depth clients expect from a larger financial organization with the accessibility, continuity, and personal attention of an independent firm. Rather than expecting one advisor to have every answer, F3 Capital brings the appropriate expertise to the table when it is needed.
Helping Clients Maximize Their Financial Potential
Whether a client is building wealth, preparing for retirement, creating a more tax-efficient income strategy, protecting a family or business, or planning a legacy, the objective remains the same: bring together the right people, resources, and strategies to help each client make informed financial decisions with confidence.
Personalized Advice. Coordinated Expertise.
Our Mission
F3 Capital is built around a team-based approach designed to bring the right people, resources, and expertise to the table when they are needed. In addition to their direct relationship with Nathan and the F3 Capital team, clients can benefit from a broader network of professionals, specialists, and dedicated support resources.
Tax Professionals
CPA and tax professionals can provide additional expertise based on a client’s individual planning needs.
Estate Planning Attorneys
Estate planning professionals can be brought into the planning process to help coordinate estate and legacy considerations.
Product Specialists
Specialized resources provide additional support when specific products or strategies require deeper expertise.
Advanced Case Design
Advanced planning and case-design resources help support more complex financial situations and planning needs.
Operations & New Business
Dedicated operations and new-business teams support account onboarding, processing, and ongoing service needs.
Charles Schwab
F3 Capital’s wealth management platform is supported by Charles Schwab as custodian.
Clients Who Want More Than a Portfolio Manager
Who We Work With
F3 Capital works with people who have spent years building financial security and want a team that treats that work with the seriousness it deserves. Our clients come from different backgrounds, but they share a common need: a coordinated plan that accounts for the full picture, not just the investable assets.
Individuals, Pre-retirees and retirees
Whether you're building wealth, preparing for retirement, or already living it, our goal is the same: to help you make informed financial decisions with confidence and ensure your wealth supports the life you've worked hard to achieve.
Families planning for the long term
Whether you're managing competing financial priorities, building toward a specific goal, or trying to make sure your estate reflects your intentions, F3 Capital builds plans that address the present and the future at the same time.
Business owners
When your business and your personal finances are intertwined, generic planning falls short. We work with business owners on succession strategy, retirement plan structuring, and the transition from running a business to living off what it built.
Built for Individuals, Families and Business Owners
Who We Work With
F3 Capital serves individuals, families, and business owners throughout their financial journey, with a specialized focus on retirement planning. While we advise clients across the full spectrum of wealth management, our primary focus is helping pre retirees and retirees transition from building wealth to generating sustainable retirement income through comprehensive planning, tax efficient strategies, and coordinated wealth transfer planning. We also advise business owners preparing for succession and families navigating significant financial transitions with confidence.
Headquartered in Portsmouth, New Hampshire, F3 Capital serves clients throughout New England and across the country.
